One philanthropist, Phillip Cubeta, declares that Pierre's version of philanthropy is actually micro-loan sharking on his blog.
Well, it would be loan sharking if Pierre sics the Happy Tutor on the deadbeats. As long as Pierre doesn't become an International Repo Man, it would be philanthropy, up to a point, I think. It comes down to whether he forgives the bad debts when the people are very poor, and cannot pay. That would be charity, right? Bust them good, that would be a profit maximizing social venture, right? So where is the middle ground? When the two bottom lines, caritas and profit, conflict, how are they balanced? (By redefining true caritas as sending in the Repo Man?)